Course Details


Financial Analysis for Banks

  • Title : Financial Analysis for Banks
  • Course TYPE : Training Course
  • Course No : TC28/2022
  • Duration : 05 Working Days
  • Frequency : 02
  • Time : Sunday 21st of August 2022 - Thursday 25th of August 2022
  • Nature: On campus (Residential)
  • Target Group : Lecture, Group Discussion and Case Study
  • Methods : Senior Officer or Equivalent Officer and above having Basic Knowledge of Accounting.
  • Resource Person: BIBM Faculty and Professionals from Financial and Other Institutions
  • Coordination Team :
    1 . Dr. Md. Shahid Ullah
    2 . Tahmina Rahman
  • Objectives:

    a. To Develop Skilled Financial Analyst Needed for the Sound Credit and Investment Decision.

    b. To Acquaint the Participants with the Techniques Commonly used for Assessing Financial Health of Different Types of Customers and Projects.

    c. To Familiarize the Participants with the Techniques used for Assessing Financial Performance and Risks of Banks and Financial Institutions.

  • Contents:

    a.    Introduction to Financial Statements- Techniques of Financial Analysis, Comparative and Common-Size Analysis under FSS, Ratio Analysis, and Cash Flow Analysis.

    b.    Financial Projection- Methods of Projection, Master Budget, Sales Budget, Purchase, Budget, Cash Budget, Projected Financial Statements.

    c.    Financial Viability of Projects- Time Value of Money, Cost of Capital and Determination of Capital Structure, Estimation of Relevant Cash flow, Capital Budgeting Techniques: Pay Back Period (PBP), Discounted Pay Back Period (DPBP), Net Present Value (NPV), Benefit-Cost Ratio (BCR), Internal Rate of Return (IRR), Modified Internal Rate of Return (MIRR), Risk and Sensitivity Analysis.

    d.    Valuation of Financial Assets-Techniques of Stock and Bond Valuation, Yield Curve Determination.

    e.     Investment Decisions Focusing Risk and Return including Portfolio Management.

    f.      Asset Liability Management (ALM).

    g.     Analysis and Interpretation of Financial Statements of Banks and Financial Institutions.

    h.    Pricing Techniques of Banking Products.

    i.     CAMELS Rating.

Criteria for Nomination for BIBM Training Workshop

a. BIBM member banks can access the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of three (03) participants for a Training Workshop. The maximum number of participants in each Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of the Training Workshop. No participant under the target group/level is allowed to participate in any Training Workshop.

b. As per the decision of the BIBM Governing Board, BIBM Member Banks (except Bangladesh Bank) are required to pay BDT 1500 per day per participant including holidays (if any) as training fees which also include Accommodation, Food, and other miscellaneous expenses. However, for Bangladesh Bank, the fee is BDT 500 per day per participant. All Fees are excluding VAT and Tax. 

c. The pay order/bank draft drawn in favor of ‘Bangladesh Institute of Bank Management’ has to be sent at least seven (07) days prior to the commencement of the Training Workshop.

d. The Training for each day will be as follows:

1st Session: 1005-1105

Refreshment: 1105-1130       

2nd Session: 1130-1230

Break: 1230-1235

3rd Session: 1235-1335

Lunch & Prayer Break: 1335-1430

4th Session: 1430-1530

Tea Break: 1530-1600

5th Session 1600-1700