Course Details

Laws and Regulations of General Banking and Credit

  • Title : Laws and Regulations of General Banking and Credit
  • Course TYPE : Training Course
  • Course No : TC09/2022
  • Duration : 05 Working Days
  • Frequency : 01
  • Time : Sunday 13th of February 2022 - Thursday 17th of February 2022
  • Nature: Online
  • Target Group : Senior Officer or Equivalent Officer and above
  • Methods : Lecture, Group Discussion and case study
  • Resource Person: BIBM Faculty and Professionals from Financial and Other Institutions
  • Coordination Team :
    1 . Rexona Yesmin
    2 . Dr. Sk. Md. Golam Saklayen
  • Objectives:

    a. To Acquaint the Participants with the Laws, Rules and Regulations Related to Banking.

    b. To Improve Operational Skills in Handling Different Legal & Regulatory Matters of Banks.

    c. To Familiarize the Participants with the Rights and Obligations of Bankers’ in Safe Guarding the Banks Interest.

  • Contents:

    a. Financial System and Financial Development of Bangladesh; Constituents of Financial System of Bangladesh;  

    b. Acts: The Banking Companies Act – 1991 (with Amendments); The Contract Act, – 1872; The Partnership Act – 1932; The Companies Act –1994; The Trust Act –1882;  The Bankers' Books of Evidence Act – 1891; The Negotiable Instruments Act – 1881 (with Amendments); The Transfer of Property Act, – 1882 (with Amendments); The Registration Act – 2004; The Stamp Act, – 1899 (with Amendments); The Limitation Act – 1908; The Public Demands Recovery Act –1913 (with Amendments); The Bankruptcy Act, 1997; The Artha Rin Adalat Ain 2003 (with Amendments); Money Laundering Prevention Act – 2012 (with Amendments); Anti-Terrorism Act, – 2009 (with Amendments); Anti-terrorism Rule – 2013; The Foreign Exchange Regulation Act, 1947;

    c. Regulation and Guidelines: Introductory on Asset-Liability Management, Credit Risk, Foreign Exchange Risk, Internal Control and Compliance, Money Laundering and Terrorist Financing, ICT Risk and ICT Security Risk, Small Enterprise Financing, Consumer Financing, Agricultural Financing; Guidelines for Foreign Exchange Transaction; ICRRS for Banks;

    d. Return and Statement for Head Office, Bangladesh Bank and other Regulators: SBS 1, 2, 3; CIB; Loan Classification and Provisioning; Loan Disbursement and Recovery; CTR; STR; CMSME Finance; Agricultural Credit; Sustainable Banking; Foreign Trade and Exchange (E2-P2, O1-A1, S-7, etc.); Self-Assessment Report;

    e. Legal Aspects of Agency, Pledge, Bailment, Guarantee and Indemnity, Banker -

    f. Customer Relationship, Opening, and Operation of Different Types of Accounts Charging of Securities, Documentation for Loans and Advances; Legal Aspects Related to Recovery of Credit, Legal Procedures Related to Filing of Suits, g. Ethics in Banking and Regulatory Compliance;   

    g. Changes invited in relevant bank management to address COVID 19 and pandemics.  

Terms and Conditions:

1. BIBM member banks can access the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of five (05) participants for a Training Course / Training Workshop. The maximum number of participants in each Training Course / Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Course / Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of the Training Course / Training Workshop. No participant under the target group/level is allowed to participate in any Training Course / Training Workshop.

2.  All member banks are required to pay Tk.1000 per day per participant including holidays (if any) as a course fee. All charges are excluding VAT and Tax.

3. The pay order/bank draft drawn in favor of ‘Bangladesh Institute of Bank Management” has to be sent at least seven (07) days prior to the commencement of the Training Course / Training Workshop.

4. BIBM will send Meeting ID to the nominated participants (through email) to join the zoom meeting app-based interactive session. Moreover, the course Coordination Team and BIBM Training Wing will regularly communicate with the nominated participants for further updates.

5. The Training for each day will be as follows:

1st Session: 11.00 am – 12.00 pm      

2nd Session 12.05 pm – 13.05 pm

Lunch & Prayer Break: 13.05 pm – 14.05 pm

3rd Session 14.05 pm – 15.05 pm

4th Session 15.10 pm – 16.10 pm