Course Details


Internal Credit Risk Rating System in Banks

  • Title : Internal Credit Risk Rating System in Banks
  • Course TYPE : Outreach Training Course
  • Course No : OTC07/2021
  • Duration : 03
  • Frequency : 01
  • Time : Monday 1st of November 2021 - Wednesday 3rd of November 2021
  • Nature: Online
  • Target Group : Senior Officer or equivalent officer and above
  • Methods : Lecture, Group Discussion and Case Study
  • Resource Person: BIBM Faculty and Professionals from Financial and other Institutions
  • Coordination Team :
    1 . Dr. Md. Shahid Ullah
    2 . Dr. Md. Mosharref Hossain
  • Objectives:

    a. To Know the Definition, Function, Trigger and Exception of ICRR.
    b. To Learn How to Fill Up Quantitative and Qualitative Indicators.
    c. To Understand Generated Score and Take Credit Decision.

  • Contents:

    a. Credit Risk – Concept, Categories, Dimensions and Management Process.
    b. Borrower Selection – Consideration of Different Aspects.
    c. Data Collection – Sources and Screening Data.
    d. Financial Statements – Preparation, Understanding, Analysis and Interpretation.
    e. Internal Credit Risk Rating (ICRR) Guidelines –Definition and Use of ICRR.
    f. ICRR – Functions, Process and Frequency.
    g. Components of ICRR – Analysis and Input of Quantitative and Qualitative Indicators.
    h. ICRR Score – Definition, Implication, Management Triggers and Exceptions.

BIBM member banks can access to the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of three (03) participants for a Training Course / Training Workshop. Maximum number of participants in each Training Course / Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Course / Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of Training Course / Training Workshop. No participant under the target group/level is allowed for participation in any Training Course / Training Workshop.

All BIBM Training Courses / Training Workshops are residential. Thus, all member banks (except Bangladesh Bank) are required to pay Tk.1000 per day per participant including holiday (if any) as food and hostel charges. All charges are excluding VAT and Tax.

The pay order / bank draft drawn in favor of BIBM is to be sent at least seven (07) days prior to the commencement of the Training Course / Training Workshop.