Course Details


Internal Credit Risk Rating System in Banks

  • Title : Internal Credit Risk Rating System in Banks
  • Course TYPE : Training Course
  • Course No : TC36/2021
  • Duration : 03
  • Frequency : 03
  • Time : Sunday 10th of October 2021 - Tuesday 12th of October 2021
  • Nature: Online
  • Target Group : Senior Officer or Equivalent Officer and above
  • Methods : Lecture, Group Discussion and Case Study
  • Resource Person: BIBM Faculty and Professionals from Financial and other Institutions
  • Coordination Team :
    1 . Reefat Zaman Shourov
    2 . Mohammed Sohail Mustafa CFA
  • Objectives:

    a. To Know the Definition, Function, Trigger, and Exception of ICRR.

    b. To Learn how to Fill Up Quantitative and Qualitative Indicators.

    c. To Understand Generated Score and take Credit Decisions.

  • Contents:

    a. Credit Risk – Concept, Categories, Dimensions and Management Process.

    b. Data Collection – Sources and Screening Data.

    c. Financial Statements – Preparation, Understanding, Analysis and Interpretation.

    d. Guidelines on Internal Credit Risk Rating (ICRR) –Definition and Use of ICRR.      

    e. ICRR – Functions, Process and Frequency.

    f. Components of ICRR – Analysis and Input of Quantitative and Qualitative Indicators.

    g. ICRR Score –Implication, Management Triggers and Exceptions.

    h. ICRR Score – Analysis and Understanding Score and Decision for Lending. 

Terms and Conditions:

1. BIBM member banks can access the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of five (05) participants for a Training Course / Training Workshop. The maximum number of participants in each Training Course / Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Course / Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of the Training Course / Training Workshop. No participant under the target group/level is allowed to participate in any Training Course / Training Workshop.

2.  All member banks are required to pay Tk.1000 per day per participant including holidays (if any) as a course fee. All charges are excluding VAT and Tax.

3. The pay order/bank draft drawn in favor of ‘Bangladesh Institute of Bank Management” has to be sent at least seven (07) days prior to the commencement of the Training Course / Training Workshop.

4. BIBM will send Meeting ID to the nominated participants (through email) to join the zoom meeting app-based interactive session. Moreover, the course Coordination Team and BIBM Training Wing will regularly communicate with the nominated participants for further updates.

5. The Training for each day will be as follows:

1st Session: 11.00 am – 12.00 pm      

2nd Session 12.05 pm – 13.05 pm

Lunch & Prayer Break: 13.05 pm – 14.05 pm

3rd Session 14.05 pm – 15.05 pm

4th Session 15.10 pm – 16.10 pm