Course Details


Financial Analysis for Banks

  • Title : Financial Analysis for Banks
  • Course TYPE : Training Course
  • Course No : TC18/2021
  • Duration : 05
  • Frequency : 02
  • Time : Sunday 6th of June 2021 - Thursday 10th of June 2021
  • Nature: Online
  • Target Group : Senior Officer or Equivalent Officer and above
  • Methods : Lecture, Group Discussion and Case Study in online
  • Resource Person: BIBM Faculty and Professionals from Financial and other Institutions
  • Coordination Team :
    1 . Reefat Zaman Shourov
    2 . Tanweer Mehdee
  • Objectives:

     a. To Develop Skilled Financial Analyst Needed for the Sound Credit and Investment Decision.

    b. To Acquaint the Participants with the Techniques Commonly used for Assessing Financial Health of Different Types of Customers and Projects. 

    c. To Familiarize the Participants with the Techniques used for Assessing Financial Performance and Risks of Banks and Financial Institutions. 

  • Contents:

     a.  Introduction to Financial Statements- Techniques of Financial Analysis, Comparative and      Common-Size Analysis under FSS, Ratio Analysis, and Cash Flow Analysis. 

    b. Financial Projection- Methods of Projection, Master Budget, Sales Budget, Purchase    Budget, Cash Budget, Projected Financial Statements. 

    c. Financial Viability of Projects- Time Value of Money, Cost of Capital and Determination of Capital Structure, Estimation of Relevant Cash flow, Capital Budgeting Techniques: Pay Back Period (PBP), Discounted Pay Back Period (DPBP), Net Present Value (NPV), Benefit Cost Ratio (BCR), Internal Rate of Return (IRR), Modified Internal Rate of Return (MIRR), Risk and Sensitivity Analysis. 

    d. Valuation of Financial Assets-Techniques of Stock and Bond Valuation, Yield Curve Determination. 

    e. Investment Decisions Focusing Risk and Return including Portfolio Management. 

    f. Asset Liability Management (ALM).

    g. Analysis and Interpretation of Financial Statements of Banks and Financial Institutions.

    h. Pricing Techniques of Banking Products.

    i. CAMELS Rating. 

1. BIBM member banks can access the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of five (05) participants for a Training Course / Training Workshop. The maximum number of participants in each Training Course / Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Course / Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of the Training Course / Training Workshop. No participant under the target group/level is allowed to participate in any Training Course / Training Workshop.

2.  All member banks are required to pay Tk.1000 per day per participant including holidays (if any) as a course fee. All charges are excluding VAT and Tax.

3. The pay order/bank draft drawn in favor of ‘Bangladesh Institute of Bank Management” has to be sent at least seven (07) days prior to the commencement of the Training Course / Training Workshop.

4. BIBM will send Meeting ID to the nominated participants (through email) to join the zoom meeting app-based interactive session. Moreover, the course Coordination Team and BIBM Training Wing will regularly communicate with the nominated participants for further updates.

5. The Training for each day will be as follows:

1st Session: 11.00 am – 12.00 pm      

2nd Session 12.05 pm – 13.05 pm

Lunch & Prayer Break: 13.05 pm – 14.05 pm

3rd Session 14.05 pm – 15.05 pm

4th Session 15.10 pm – 16.10 pm